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  • A member of the St. George Fire Department assists residents...

    Gerald Herbert / AP

    A member of the St. George Fire Department assists residents as they wade through floodwaters from heavy rains in the Chateau Wein Apartments in Baton Rouge, La. on Aug. 12, 2016.

  • Standing water closes roads in Sorrento, La., on Aug. 20,...

    Max Becherer / AP

    Standing water closes roads in Sorrento, La., on Aug. 20, 2016.

  • Water-damaged material lines a street after flooding Aug. 16, 2016,...

    Brendan Smialowski, AFP/Getty Images

    Water-damaged material lines a street after flooding Aug. 16, 2016, in Denham Springs, Louisiana.

  • Danny and Alys Messenger canoe away from their flooded home...

    Max Becherer / AP

    Danny and Alys Messenger canoe away from their flooded home after reviewing the damage in Prairieville, La., on Aug. 16, 2016.

  • An abandoned vehicle is surrounded by water on Highway 190...

    Max Becherer / AP

    An abandoned vehicle is surrounded by water on Highway 190 near Holden, La., after heavy rains inundated the region Aug. 14, 2016.

  • Damaged products are seen at Jasmine's Beauty Supply following the...

    Brendan Smialowski, AFP/Getty Images

    Damaged products are seen at Jasmine's Beauty Supply following the floods on Aug. 16, 2016, in Baton Rouge, Louisiana.

  • Caskets are seen floating in flood waters near a cemetery...

    Joe Raedle / Getty Images

    Caskets are seen floating in flood waters near a cemetery on Aug. 17, 2016, in Gonzales, Louisiana.

  • A dump truck is seen stranded in a flooded construction...

    Brendan Smialowski, AFP/Getty Images

    A dump truck is seen stranded in a flooded construction site Aug. 16, 2016, in Prairieville, Louisiana.

  • Katie Andermann stands on the porch while helping retrieve items...

    Joe Raedle / Getty Images

    Katie Andermann stands on the porch while helping retrieve items from her sister-in-law's flooded home in Sorrento, La., on Aug. 17, 2016.

  • Cattle are driven through a flooded road as they are...

    Joe Raedle / Getty Images

    Cattle are driven through a flooded road as they are herded to trucks to be brought to dry land on Aug. 16, 2016, in Sorrento, Louisiana.

  • Travis Guedry and his dog Ziggy glide through floodwaters in...

    Joe Raedle, Getty Images

    Travis Guedry and his dog Ziggy glide through floodwaters in Sorrento, Louisiana on Aug. 17, 2016.

  • Trucks attempt to drive through a flooded intersection in Youngsville,...

    Scott Clause / AP

    Trucks attempt to drive through a flooded intersection in Youngsville, La., on, Aug. 14, 2016.

  • Daniel Stover, 17, wipes his head as he helps Laura...

    Max Becherer / AP

    Daniel Stover, 17, wipes his head as he helps Laura Albritton, rescue personal belongings in Sorrento, La., Saturday, Aug. 20, 2016. Louisiana continues to dig itself out from devastating floods, with search parties going door to door looking for survivors or bodies trapped by flooding.

  • Prefabricated homes are seen in flood waters at Southern Heritage...

    Brendan Smialowski, AFP/Getty Images

    Prefabricated homes are seen in flood waters at Southern Heritage Homes on Aug. 15, 2016, in Denham Springs, Louisiana.

  • Residents wade through floodwaters from heavy rains in the Chateau...

    Gerald Herbert, AP

    Residents wade through floodwaters from heavy rains in the Chateau Wein Apartments in Baton Rouge, La., on Aug. 12, 2016.

  • High water threatens homes and businesses in Amite, La. as...

    Ted Jackson / AP

    High water threatens homes and businesses in Amite, La. as storms threaten the north shore on Aug. 12, 2016.

  • David McNeely, left, and Jason Schexnayder walk through a flooded...

    Joe Raedle / Getty Images

    David McNeely, left, and Jason Schexnayder walk through a flooded street as an early morning fog blankets the area Aug. 17, 2016, in Sorrento, Louisiana.

  • Raymond Lieteau takes photos of his flood-damaged home in Baton...

    Max Becherer / AP

    Raymond Lieteau takes photos of his flood-damaged home in Baton Rouge, La., on Aug. 16, 2016.

  • Katie Andermann helps retrieve items from her sister-in-law's flooded home in...

    Joe Raedle / Getty Images

    Katie Andermann helps retrieve items from her sister-in-law's flooded home in Sorrento, La., on Aug. 17, 2016.

  • In this Aug. 15, 2016, U.S. Coast Guard handout photo,...

    Melissa Leake / AFP/Getty Images

    In this Aug. 15, 2016, U.S. Coast Guard handout photo, flooded areas of Baton Rouge, Louisiana, are seen from the air.

  • Rescue officials and civilians alike work to pull people from...

    Ted Jackson / Nola.com, The Times-Picayune

    Rescue officials and civilians alike work to pull people from their flooded homes along the flooded Tangipahoa River near Amite, Independence, Tickfaw and Robert, Louisiana, on Aug. 13, 2016.

  • People arrive to an area to be evacuated by members...

    Max Becherer / AP

    People arrive to an area to be evacuated by members of the Louisiana Army National Guard near Walker, La., on Aug. 14, 2016.

  • People sort through water-damaged products outside Jasmine's Beauty Supply following...

    Brendan Smialowski / AFP/Getty Images

    People sort through water-damaged products outside Jasmine's Beauty Supply following the floods on Aug. 16, 2016, in Baton Rouge, La.

  • A flood damaged tomb is covered for repair at the...

    Max Becherer / AP

    A flood damaged tomb is covered for repair at the cemetery of Greater St. Mark Baptist Church in Walker, La., on Aug. 16, 2016.

  • A man navigates a boat of rescued goats past a...

    Brendan Smialowski / AFP/Getty Images

    A man navigates a boat of rescued goats past a partially submerged car after flooding on Aug. 16, 2016, in Gonzales, La.

  • Furniture damaged in flooding awaits removal in Baton Rouge, La.

    Emma Brown / The Washington Post

    Furniture damaged in flooding awaits removal in Baton Rouge, La.

  • Danielle Blount carries her 3-month-old baby Ember to a truck...

    Max Becherer / AP

    Danielle Blount carries her 3-month-old baby Ember to a truck from the Louisiana Army National Guard as they evacuate the area near Walker, La., on Aug. 14, 2016.

  • Brad Gilbert, left, helps his friend Mike Abel with his...

    Ted Jackson / AP

    Brad Gilbert, left, helps his friend Mike Abel with his flooded business in Amite, La., picking up anything that is salvageable before the water gets higher on  Aug. 12, 2016.

  • Shelley DeCarlo, 40, left, and Daniel Stover, 17, empty their...

    Max Becherer / AP

    Shelley DeCarlo, 40, left, and Daniel Stover, 17, empty their boots of water as they enter the home of Laura Albritton to help her save some personal belongings from flood water in Sorrento, La., Saturday, Aug. 20, 2016. Louisiana continues to dig itself out from devastating floods, with search parties going door to door looking for survivors or bodies trapped by flooding.

  • A growing pile of debris sits outside the flood-ravaged home...

    Kevin McGill / AP

    A growing pile of debris sits outside the flood-ravaged home of Carolyn and James Smith in Denham Springs, La., on Aug. 17, 2016. Smith says she and four other adults will live for the time being in the travel trailer that one of her sons towed to the driveway after weekend flooding inundated the area.

  • Vehicles pass a submerged car in a ditch on Highway...

    Brad Kemp / AP

    Vehicles pass a submerged car in a ditch on Highway 30 near Brightside, La., on Aug. 13, 2016.

  • Jeff Robinson lowers a ladder from a Louisiana National Guard...

    Rogelio V. Solis / AP

    Jeff Robinson lowers a ladder from a Louisiana National Guard truck as his wife wades through flood waters from the Natalbany River near their home in Baptist, La., on Aug. 13, 2016.

  • A member of the St. George Fire Department assists residents...

    Gerald Herbert / AP

    A member of the St. George Fire Department assists residents as they wade through floodwaters from heavy rains in the Chateau Wein Apartments in Baton Rouge, La., on Aug. 12, 2016.

  • A bird sits in a cage as people unload belongings...

    Brendan Smialowski, AFP/Getty Images

    A bird sits in a cage as people unload belongings from a boat after flooding Aug. 16, 2016, in Gonzales, Louisiana.

  • Bayou View Elementary School second grader Ethan Borderon, 8, and...

    John Fitzhugh / The Sun Herald

    Bayou View Elementary School second grader Ethan Borderon, 8, and other classmates load cleaning supplies into trucks at the Gulfport, Miss., school. The city of Gulfport collected three truck loads of supplies and delivered them to flood victims on Aug. 17, 2016.

  • A "no wake" sign to dissuade passing boaters from kicking...

    Joe Raedle / Getty Images

    A "no wake" sign to dissuade passing boaters from kicking up floodwaters in a residential neighborhood in Sorretno, La., on Aug. 17, 2016.

  • Standing water closes roads in Sorrento, La., Saturday, Aug. 20,...

    Max Becherer / AP

    Standing water closes roads in Sorrento, La., Saturday, Aug. 20, 2016. Louisiana continues to dig itself out from devastating floods, with search parties going door to door looking for survivors or bodies trapped by flooding.

  • A boat travels between flooded homes after heavy rains inundated...

    Max Becherer / AP

    A boat travels between flooded homes after heavy rains inundated the region Aug. 13, 2016, in Hammond, La.

  • Katie Andermann helps retrieve items from her sister-in-law's flooded home in...

    Joe Raedle / Getty Images

    Katie Andermann helps retrieve items from her sister-in-law's flooded home in Sorrento, La., on Aug. 17, 2016.

  • A home is surrounded by flood waters on Aug. 17,...

    Joe Raedle / Getty Images

    A home is surrounded by flood waters on Aug. 17, 2016, in Sorrento, Louisiana.

  • Mud covered belongings are seen on the floor of a...

    Brendan Smialowski / AFP/Getty Images

    Mud covered belongings are seen on the floor of a home after flood waters receded in Denham Springs, La., on Aug. 17, 2016.

  • Lester Duplessis walks down a flooded street to his house...

    Brendan Smialowski, AFP/Getty Images

    Lester Duplessis walks down a flooded street to his house Aug. 16, 2016, in Gonzales, Louisiana.

  • In this aerial photo over Robert, La., rescuers and evacuees...

    Max Becherer / AP

    In this aerial photo over Robert, La., rescuers and evacuees stand on U.S. Route 190 after heavy rains inundated the region Aug. 13, 2016.

  • Leslie Andermann Gallagher surveys the flood damage to her home in...

    Joe Raedle / Getty Images

    Leslie Andermann Gallagher surveys the flood damage to her home in Sorrento, La., on Aug. 17, 2016.

  • Michael Plaisance sprays a deoderizer on the flooded floors of...

    Joe Raedle / Getty Images

    Michael Plaisance sprays a deoderizer on the flooded floors of his home in Sorrento, La., on Aug. 17, 2016.

  • Michael Ugbo, 5, holds the hand of a St. George...

    Gerald Herbert / AP

    Michael Ugbo, 5, holds the hand of a St. George Fireman as residents are evacuated from floodwaters due to heavy rains in the Chateau Wein Apartments in Baton Rouge, La. on Aug. 12, 2016.

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Keisha Taylor, a 37-year-old mother of four, has spent three nights in two different shelters since her family fled the flooding at their Baton Rouge apartment complex. She doesn’t know how many more nights they will be sleeping on cots inside the downtown arena where hundreds sought shelter.

Taylor probably could stay with relatives in White Castle, a town about 30 miles west of Louisiana’s capital city, but three of her kids are enrolled in Baton Rouge schools that could reopen next week.

“This is where I live. I need to be home,” she said.

Taylor is among thousands of people across southern Louisiana displaced by catastrophic flooding and now struggling with where to live.

An additional evacuation recommendation was made in Vermilion Parish. Gueydan Fire Chief Evans Bourque told The Associated Press early Thursday that residents in about 60 to 70 homes in an area outside the levee system there were being urged to evacuate amid rising water. Bourque estimated the evacuation would affect less than 100 people.

With an estimated 40,000 homes damaged by deadly flooding, Louisiana could be looking at its biggest housing crunch since the miserable, bumbling aftermath of Hurricane Katrina a decade ago.

For the Baton Rouge area, the blow added to what has already been a tough summer starting with the shooting death of 37-year-old Alton Sterling on July 5. The death of Sterling, a black man, at the hands of two white police officers incited widespread protests in which nearly 200 people were arrested.

Then on July 17, a lone gunman killed three law enforcement officers and wounded three others outside a Baton Rouge convenience store. The suspect, Gavin Long, an Army veteran from Kansas City, Missouri, was killed by police. The dead officers all had lived in the area of Denham Springs, a quiet bedroom community near Baton Rouge.

Then the rains hit.

People now are staying in shelters, bunking with friends or relatives or sleeping in trailers on their front lawns. Others unable or unwilling to leave their homes are living amid mud and the ever-present risk of mold in the steamy August heat.

Many victims will need an extended place to stay while they rebuild. Countless others had no flood insurance and may lack the means to repair their homes.

“I got nowhere else to go,” said Thomas Lee, 56, who ekes out a living as a drywall hanger — a skill that will come in handy. His sodden furniture is piled curbside and the drywall in his rented house is puckering, but Thomas still plans to stay there, sleeping on an air mattress.

Exactly how many will need temporary housing is unclear, but state officials are already urging landlords to allow short-term leases and encouraging people to rent out any empty space available.

Terri Ricks, deputy secretary for the Department of Children and Family Services, which helps organize local sheltering efforts, said the state is talking with parishes about possibly running a long-term shelter in the region if needed to give people a place to stay while they repair and rebuild.

“Nobody wants to do a long-term shelter,” she said. “We want to get people in a more permanent situation.”

The Federal Emergency Management Agency, whose very name became a punchline during Katrina, said it will look into lining up rental properties for those left homeless and will consider using temporary housing units.

But FEMA Administrator Craig Fugate gave assurances that the temporary units won’t be the old FEMA travel trailers — a reference to the ones brought in after Hurricanes Katrina and Rita that were found to have toxic levels of formaldehyde.

Homeland Security Secretary Jeh Johnson visits Louisiana on Thursday to review the federal government’s response to the flooding. But the White House says President Barack Obama is unlikely to break from a New England vacation to survey Louisiana flood damage, despite calls for him to visit.

Obama has not commented on the flooding. The White House says he’s being updated regularly and has approved a federal disaster declaration for the affected areas.

The flooding that struck the Baton Rouge and Lafayette areas left at least 13 people dead. More than 30,000 have been rescued, and at least 70,000 have registered for federal disaster assistance. At the height, 11,000 people were in shelters, though that figured dropped to 4,000 by Thursday.

Those with flood insurance will be in a much better place to begin rebuilding — but there won’t be many.

Louisiana Insurance Commissioner Jim Donelon said it was shocking that only 12 percent of the homes in hard-hit Baton Rouge were covered by flood insurance, and only 14 percent in Lafayette. Donelon, however, said he understands why the state’s “large population of working poor folks” wouldn’t pay for flood coverage when lenders tell them it’s not a requirement.

Many flood victims said they weren’t required to have flood insurance and didn’t have it, since nothing remotely like this had ever happened before. One of them was David Ellis.

He and his wife closed on their new house in a Livingston Parish subdivision last Thursday afternoon. It started flooding the very next day, water ultimately rising above 3 feet inside his home. Like many of his neighbors, Ellis had no flood insurance. He said he was told he didn’t need it.

Friends have launched an online fundraising campaign to help repair the new home.

“I hate asking for help, but having somebody do that for us is awesome,” he said.

Associated Press